How to invest in student residence?
How to invest in student residence?
Want to know more?
Download our guide
- One complete file on the LMNP
- Tips for choosing the right home
- Testimonials students and investors
Want to know more?
Download our guide
- One complete file on the LMNP
- Tips for choosing the right home
- Testimonials students and investors
Become an owner of an apartment in residence services for students in France
Invest in student residence with services, allows both to take advantage of the advantages of the status of a non-professional furnished rental company (LMNP), but also to make an investment with complete peace of mind thanks to a management completely supported by a specialized professional.
Residences close to the needs of students
In our residences, several types of accommodation are offered such as studios, T2s or T3s. They make it possible to make an investment at low cost, very often with high profitability.
Privileged partner of the Valority group, specialized in real estate investment for more than 35 years, “Les belles années” manage rigorously selected student residences, with high potential:
Invest with LBA
Become an owner for €110,500* Furniture included
Highlights of this program:
- 774,000 students in Greater Paris
- 17 universities and 3 university centers
- A strategic location
- No capital gains tax on resale
To know everything about this investment
Download the brochure
LBA in a few figures
Thanks to their location of choice, these residences meet a strong need for housing adapted to student life, in an environment where rental demand is strong. The accommodations are thus rented easily and allow investors to benefit from an attractive investment.
Acquiring one of our apartments allows you to grow your assets without the constraints of rental management since you sign a commercial lease with the manager of the service residence. The manager is then your tenant and pays you the rents over the entire duration of his rental commitment.
Generate additional income
Thanks to the investment in student residence
With LMNP status, investor in student residence can opt for the real regime. It allows you to deduct your actual charges and depreciate the acquired property as well as its furniture, which greatly reduces, or even cancels out, theTaxation of your rents for several years.
The LMNP status also makes it possible to recover VAT on thePurchase, subject to conditions:
- Acquire a new property in a residence offering services
- Entrust theexploitation to a professional manager
- To be subject to VAT
- maintain the exploitation by commercial lease for 20 years
If operation stops before the age of 20, you reimburse part of the recovered VAT, in proportion to the remaining years.
*According to availability of Lot B139, Residence Le Wood in Troyes
* Total number of residences and dwellings operated in 2024. Financial occupancy rate in 2023.
Hypothesis of collection of rents over a continuous period of 20 years (annual indexing of rents of 1.5% per year). In the context of an investment in LMNP, the amortization of the price of the walls of the property and the furniture according to the conditions of article 39c of the general tax code is deducted from the rents collected. This thus makes it possible to generate rents without taxes or social contributions over a period that can exceed 25 years as in the example below.
** Example of acquisition of an amount of €109,140 including tax (furniture included) within the tax framework of the LMNP; Faculty of recovering VAT (rate of 20%) on the purchase price, price of the apartment excluding VAT €87,100, price of furniture excluding tax €3,485, contribution: €5,000, acquisition costs Estimated: €6,473 (including fee: €159, loan guarantee fee: €1,514, brokerage: €1,800). Bank financing at a fixed rate of 3.90% excluding insurance over a period of 20 years, 3/1000 insurance (average rate recorded by the brokerage company with national banks and credit organizations in April 2024). Loan monthly payments of €583 (ADI included).
Initial annual rent provided for by commercial lease of an amount €3,972 excluding tax, indexed to the reference index (indexing hypothesis 1.5% per year. Property tax and average monthly charges of €75, in residence for students.
A credit commits you and must be reimbursed. Check your repayment capabilities before committing.
*** Source MESRI 2020, number of students in Marseille and Aix-en-Provence
**** Rental market pressure means that demand is higher than supply. The more you choose a city with a high rental market pressure, the more likely your property will quickly find a taker.